{"id":28487,"date":"2026-03-12T09:55:27","date_gmt":"2026-03-12T07:55:27","guid":{"rendered":"https:\/\/www.channelafrica.co.za\/channelafrica\/?post_type=news&#038;p=28487"},"modified":"2026-03-12T09:55:27","modified_gmt":"2026-03-12T07:55:27","slug":"sa-standard-bank-profit-jumps-11-on-fee-trading-growth-lower-impairments","status":"publish","type":"news","link":"https:\/\/www.channelafrica.co.za\/channelafrica\/news\/sa-standard-bank-profit-jumps-11-on-fee-trading-growth-lower-impairments\/","title":{"rendered":"SA Standard Bank profit jumps 11% on fee, trading growth, lower impairments"},"content":{"rendered":"<div>\n<p class=\"x_MsoNormal\"><span style=\"background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);\">South Africa&#8217;s (SA) Standard Bank, Africa&#8217;s biggest lender by assets, reported \u200ban 11% rise in annual headline earnings on \u200cThursday, supported by strong growth in fee and trading income and lower credit impairment charges across its banking businesses.<\/span><\/p>\n<\/div>\n<div>\n<p class=\"x_MsoNormal\"><span style=\"background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);\">The SA-based bank said headline earnings rose \u200bto $2.97 billion in the year \u200bended December 31, 2025.<\/span><\/p>\n<\/div>\n<div>\n<p class=\"x_MsoNormal\"><span style=\"background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);\">In \u2060its banking operations, net interest income grew by \u200b4%, helped by a larger average balance sheet, the lender said. \u200b<\/span><\/p>\n<\/div>\n<div>\n<p class=\"x_MsoNormal\"><span style=\"background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);\">Net fee and commission revenue rose 11%, while trading revenue grew 10% on the back of heightened market volatility that boosted client \u200bactivity and market-making opportunities.<\/span><\/p>\n<\/div>\n<div>\n<p class=\"x_MsoNormal\"><span style=\"background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);\">Credit impairment charges declined by \u200b5%, with the retail and business portfolios benefiting from an improved \u200cmacroeconomic \u2060environment, enhanced collection strategies and earlier intervention strategies on struggling clients.<\/span><\/p>\n<\/div>\n<div>\n<p class=\"x_MsoNormal\"><span style=\"background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);\">However, impairment charges in the corporate portfolio and financial investments rose, with increases in financial investments driven \u200bby deteriorating sovereign \u200bcredit risk \u2060in the South and Central Africa region, primarily Mozambique.<\/span><\/p>\n<\/div>\n<div>\n<p class=\"x_MsoNormal\"><span style=\"background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);\">The group&#8217;s credit loss ratio &#8211; a \u200bmeasure of bad loans against total loans, \u200bimproved \u2060to 73 basis points from 83 basis points in 2024.<\/span><\/p>\n<\/div>\n<div>\n<p class=\"x_MsoNormal\"><span style=\"background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);\">&#8211;Reuters&#8211;<\/span><\/p>\n<\/div>\n","protected":false},"featured_media":28488,"template":"","meta":{"_acf_changed":false},"news-type":[44],"class_list":["post-28487","news","type-news","status-publish","has-post-thumbnail","hentry","news-type-finance","entry"],"acf":{"short_description":"","published_date":"","news_description":"Standard Bank, Africa's reported \u200ban 11% rise","form_embed":"","author":"","image_caption":""},"_links":{"self":[{"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news\/28487","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news"}],"about":[{"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/types\/news"}],"version-history":[{"count":1,"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news\/28487\/revisions"}],"predecessor-version":[{"id":28489,"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news\/28487\/revisions\/28489"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/media\/28488"}],"wp:attachment":[{"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/media?parent=28487"}],"wp:term":[{"taxonomy":"news-type","embeddable":true,"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news-type?post=28487"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}