{"id":36898,"date":"2026-06-12T10:14:19","date_gmt":"2026-06-12T08:14:19","guid":{"rendered":"https:\/\/www.channelafrica.co.za\/channelafrica\/?post_type=news&#038;p=36898"},"modified":"2026-06-12T10:14:19","modified_gmt":"2026-06-12T08:14:19","slug":"experts-urge-sa-youth-to-invest-early-to-avoid-a-retirement-gap","status":"publish","type":"news","link":"https:\/\/www.channelafrica.co.za\/channelafrica\/news\/experts-urge-sa-youth-to-invest-early-to-avoid-a-retirement-gap\/","title":{"rendered":"Experts urge SA youth to invest early to avoid a retirement gap"},"content":{"rendered":"<div class=\"elementToProof\" dir=\"ltr\"><span style=\"font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);\">Financial experts have warned young South Africans (SA) that delaying investments by just a decade could reduce their retirement savings by up to R650 000 ($39 320).<\/span><\/div>\n<div class=\"elementToProof\" dir=\"ltr\"><\/div>\n<div class=\"elementToProof\">The alert comes as soaring living costs, debt, and economic uncertainty prevent many youths from prioritising long-term financial planning.<\/div>\n<div class=\"elementToProof\" dir=\"ltr\"><\/div>\n<div class=\"elementToProof\">Analyst Lungile Macuacua emphasized that despite these economic hurdles, starting small and investing consistently can mitigate long-term losses and build significant wealth over time.<\/div>\n<div class=\"elementToProof\" dir=\"ltr\"><\/div>\n<div class=\"elementToProof\">&#8220;So, we started from a simple but uncomfortable idea: for young people, probably the biggest financial cost isn&#8217;t making a bad investment, but in fact, waiting too long to start. So, we showed that by having two individuals. Essentially, we have one who starts investing when they&#8217;re 25 rather than at 35. So, just 10 years apart, putting away the same amount of money each month into a diversified fund could end up, uh, around R650 000 ($39 320)\u00a0better off by retirement age at 65.&#8221;<\/div>\n<div dir=\"ltr\"><\/div>\n<div class=\"elementToProof\">&#8211;SABC&#8211;<\/div>\n","protected":false},"featured_media":31922,"template":"","meta":{"_acf_changed":false,"_links_to":"","_links_to_target":""},"news-type":[],"class_list":["post-36898","news","type-news","status-publish","has-post-thumbnail","hentry","entry"],"acf":{"short_description":"Analyst Lungile Macuacua emphasized that despite these economic hurdles.","published_date":"","news_description":"Analyst Lungile Macuacua emphasized that despite these economic hurdles.","form_embed":"","author":"","image_caption":""},"_links":{"self":[{"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news\/36898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news"}],"about":[{"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/types\/news"}],"version-history":[{"count":1,"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news\/36898\/revisions"}],"predecessor-version":[{"id":36899,"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news\/36898\/revisions\/36899"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/media\/31922"}],"wp:attachment":[{"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/media?parent=36898"}],"wp:term":[{"taxonomy":"news-type","embeddable":true,"href":"https:\/\/www.channelafrica.co.za\/channelafrica\/wp-json\/wp\/v2\/news-type?post=36898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}